Final Notice

On , the Financial Conduct Authority issued a Final Notice to Paul Robson

FINAL NOTICE

ACTION

1.
For the reasons given in this Final Notice, the Authority hereby makes an
order prohibiting Paul Robson, pursuant to section 56 of the Act, from
performing any function in relation to any regulated activity carried on by
any authorised or exempt person, or exempt professional firm. This order
takes effect from 27 February 2015.

SUMMARY OF REASONS

2.
The Authority proposes to take this action because, during the period from
May 2006 to early 2011, Mr Robson committed deliberate misconduct by
attempting to manipulate the JPY LIBOR rate.

3.
On 13 January 2014 Mr Robson was charged by the United States
Department of Justice (“DOJ”) with one count of conspiracy and 13 counts
of wire fraud relating to his attempts to manipulate the JPY LIBOR rate
between “at least in or about May 2006” to “at least in or about early
2011”. A copy of an extract from the indictment is set out at Annex A to
this Notice. On 18 August 2014 Mr Robson pleaded guilty to count 1 of the
indictment (conspiracy). In light of his criminal conviction for an offence of
dishonesty, the Authority finds that Mr Robson lacks honesty and integrity
and, therefore, is not fit and proper.

DEFINITIONS

4.
The definitions below are used in this Notice:

“Act” means the Financial Services and Markets Act 2000;

“Authority” means the body corporate previously known as the Financial
Services Authority and renamed on 1 April 2013 as the Financial Conduct
Authority;

“BBA” means the British Bankers’ Association, which until 31 January 2014
was the administrator of LIBOR;

“Broker” means an interdealer broker who acted as intermediary in,
amongst other things, deals for funding in the cash markets and interest
rate derivatives contracts.

“DEPP” means the Authority’s Decision Procedure and Penalties Manual;

“EG” means the Authority’s Enforcement Guide;

“ENF” means the Authority’s Enforcement Manual;

“FIT” means the Authority’s Fit and Proper test for Approved Persons;

“JPY” means Japanese Yen;

“JPY LIBOR” means the London Interbank Offered Rate for Japanese Yen;

“LIBOR” means the London Interbank Offered Rate;

“Panel Bank” means a bank with a place on the administrator of LIBOR’s
panel (the BBA’s panel during the Relevant Period) for contributing LIBOR
submissions in one or more currencies;

“Rabobank” means the Coöperatieve Centrale Raiffeisen-Boerenleenbank
B.A.;

“Submitter” means those responsible for determining and making LIBOR
submissions on behalf of a Panel Bank;

“Trader” means a person trading interest rate derivatives or trading in the
money markets;

“Trading Positions” means trading book positions held either in respect of
derivative positions or money market positions; and

“Tribunal” means the Upper Tribunal (Tax and Chancery Chamber).

FACTS AND MATTERS

5.
LIBOR is an interest rate benchmark fundamental to the operation of both
UK and international financial markets. LIBOR is published daily in a
number of currencies and maturities. Until 31 January 2014, LIBOR was
administered by the BBA and was set according to a definition published
by the BBA.1 Banks on the LIBOR panels make daily submissions to the
BBA to enable LIBOR to be calculated.

6.
Rabobank delegated responsibility for determining and making LIBOR
submissions to Submitters on its money markets desk.

7.
Mr Robson was employed by Rabobank as a money markets trader
between October 1990 and October 2008. From January 2006 until
November 2008, in his role as a JPY money markets trader, he acted as

1 Since 1 February 2014, LIBOR had been administered by ICE Benchmark Administration Limited
(“IBA”) https://www.theice.com/iba


the primary JPY LIBOR Submitter for Rabobank. Mr Robson had extensive
experience of the money markets and of making JPY LIBOR submissions.

8.
Mr Robson understood the BBA definition of LIBOR and knew the factors
that were proper for him to take into account when making JPY LIBOR
submissions and those that were improper. In particular, he knew that it
was improper to take requests from Traders (at Rabobank and other Panel
Banks) and Trading Positions into account when making JPY LIBOR
submissions, yet he agreed to do so at the request of those Traders as
part of a criminal conspiracy.

9.
On 29 October 2013 the Authority gave Rabobank a Final Notice for
significant failings in relation to LIBOR.

10.
On 28 November 2013, the Authority issued Mr Robson with a Warning
Notice in respect of the matters described above. The regulatory
proceedings against Mr Robson were stayed on 3 December 2013 at the
request of the Serious Fraud Office.

11.
On 13 January 2014 the DOJ charged Mr Robson with the offence set out
in the indictment copied at Annex A. The criminal charge against Mr
Robson related to his deliberate misconduct in attempting to manipulate
the JPY LIBOR benchmark. On 18 August 2014 Mr Robson pleaded guilty
to count 1 of the indictment (conspiracy).

FAILINGS

12.
The regulatory provisions relevant to this Notice are referred to in Annex
B. FIT 1.3.1G states that the Authority will have regard to, among other
things, a person’s honesty and integrity when assessing the fitness and
propriety of a person to perform a particular controlled function.

13.
Mr Robson engaged in a serious and sustained course of improper conduct
from May 2006 to early 2011. Mr Robson’s actions were dishonest because
he acted as he did despite knowing that taking Trading Positions into
account when making LIBOR submissions was not permitted under the
BBA’s definition of LIBOR.

14.
On 13 January 2014, Mr Robson was charged with conspiracy in respect of
this behaviour and, on 18 August 2014, he pleaded guilty.

15.
Mr Robson’s criminal conviction demonstrates a lack of honesty and
integrity such that he is not a fit and proper person to perform any
function in relation to any regulated activity carried on by any authorised
person.

SANCTION

16.
The Authority considers that Mr Robson’s actions as described in this
notice demonstrate that he lacks honesty (and therefore integrity). The
seriousness of the misconduct was aggravated by the fact that:

a. Mr Robson was an experienced employee of Rabobank and was an

approved person, holding the CF30 (Customer) function.

b. Mr Robson engaged in this improper activity over a prolonged

period of time.

c. LIBOR is of central importance to the operation of UK and

worldwide financial markets. Doubts about the integrity of LIBOR
threaten confidence in those markets.

17.
The Authority therefore prohibits Mr Robson from carrying out any function
in relation to any regulated activity carried out by any authorised person,
exempt person or exempt professional firm.

PROCEDURAL MATTERS

Decision maker

18.
The decision which gave rise to the obligation to give this Notice was made
by the Settlement Decision Makers.

19.
This Final Notice is given under, and in accordance with section 390 of the
Act.

20.
Sections 391(4), 391(6) and 391(7) of the Act apply to the publication of
information about the matter to which this notice relates. Under those
provisions, the Authority must publish such information about the matter
to which this notice relates as the Authority considers appropriate. The
information may be published in such manner as the Authority considers
appropriate. However, the Authority may not publish information if such
publication would, in the opinion of the Authority, be unfair to you or
prejudicial to the interests of consumers or detrimental to the stability of
the UK financial system.

21.
The Authority intends to publish such information about the matter to
which this Final Notice relates as it considers appropriate

Authority Contacts

22.
For more information concerning this matter generally, Mr Robson should
contact Patrick Meaney (direct line: 020 7066 7420) or Alex Odell (direct
line: 020 7066 5158) of the Enforcement and Market Oversight Division of
the Authority.

Therese Chambers
Project Sponsor
Financial Conduct Authority, Enforcement and Market Oversight Division

..
ANNEX A

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 1 or 25

UNITED STATES DISTRJCTCOURT
SOUTHERN DISTRICT OF NEW YORK
1\7Nf91t!O

14 CRIM272
lNITED STATES OF AMERICA
lndictment-·-
Crim.No.

\'.

PAUL ROBSON,
PAUL TIIO~PSON, and
TETSUY A MOTOMURA.

Defendants.

VIOLATIONS: 18 U.S.C. Sections 1349
(Conspiracy), 1343 (Wire Fraud) 8:. 2
(Aiding and Abetting), and Forfeiture.

INDICTMENT

The grand jury charges that, at nil times relevant to this Indictment:

COUNT ONE
(Conspiracy)

General Allegations

I. The London Interbank Offered Rate ("LIBOR") was a benchmark intcre~t rate

overseen by the British Bankers' Association (''BBA''), a trade association based in London,

United Kingdom representing approximately 200 banks rrom more than 60 countries.

2.
LIBOR was calculated every London business day by averaging the interest rate.~

at which designated banks ("Contributor Panel" banks) estimated that they could borrow

unsecured funds from other banks across ten currencies, including the Japanese Yen ("Yen'').

Contributor Panel banks for each currency submined their estimated borrowing rates for

fifteen different borrO\\ing periods ("maturities" or "tenors"). ranging in length from

overnight to one year. including maturities of one month, three months, and six months

(commonly referred to on paper ns "I m," "3m:' and "6m''). Thomson Reuters, acting as an

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 2 of 25

au~nt fL>r the BBi\. received clectronicallv the Contributor Panel banks' estimated interest rate
.
.

submi~sions at nr bclbre approximately II: 10 n.m. in London. Among other currencies,

Thomson Reuters received estimated interest rate submissions for the Yen LlBOR from

sixteen designated Contributor Panel banks, specifically from bank employees referred to as

··suhmitt~rs·· or '·seners." Upon receipt of the sixteen Contributor Panel banks' Yen LIBOR

~ubmissfons. Thomson Reuters: (a) ranked the submissions from highest to lowest; (b)

excluded the four highest and four lowest submissions; and (c) averaged the remaining middle

eight submissions to dct~nninc the official Yen LlBOR setting (also referred to as the "fix")

used tu s~ttle trades and ns a reference rate fur various financial products. This process was

rcpc:ucd for each different maturity or tenor. Contributor Panel banks' Yen LIBOR

submissions went to between two and five decimal places, and the published Yen LffiOR fix

wu< rounded. if necessary. to five decimal places. In the contcKt of measuring interest rates,


3.
Ay approximately 12:00 p.m. in the United Kingdom, Thomson Reuters published

the :~ver;tged rates- or L!BORs- to, among others, Bloomberg LP network equipment which

thcr"after transmined the L!BORs to servers located in New York, New York and elsewhere.

Thomson Rcurcrs as n gcncrnl mnncr. pursuant to service agreements \\ith various clicmts,

transmitted the rJtt.:s to servers and trdders of L!BOR·based financial products around the

world. including to those located in New York. New York and elsewhere.

~. The published LIBOR rates were used ns the basis for the pricing of fixed-income

futur"s. "Ptinn,_ swups, forwnrd rate agrccmenlS. and other derivative instruments.

;. Interest rate 5waps invoh·ed an agreement between counterparties to exchange

pa~ m~lll< in the future: one counterpart)' pays :t fixed rate \\ hile the other pays n variable one.

2

Generall)·, the fixed rate was agreed upon at the oucset by the counterparties and the \'ariable

rate was set at some point in the future. Often times, the variable rate was based on n

reference rate such as Yen LlBOR. The actual value of the contract could not be determined

until the date on which the variable rate was set AI that point., payments were exchanged.

and, depending on the value of the variable rate, one party made money and the other lost

money.

6. Traders made predictions on where LIBORs would set in the future. Traders. on

behalf of their respective financial institutions, often entered into multiple derivatives

contracts containing LIBORs as a price component based on those views. There lore, the

profit and loss that Oowed from those contracts was directly affected by the relc,·ant LIBORs

on cenain dates. lfthe relevant LJBORs moved in the direction favorable to the trader's

position, the financial institution and the trader benefitted at the expense of their

counterparties. When the traders' predictions were wrong and LIBOR moved in an

unfavorable direction, the traders and the financial institutions stood to lose money to their

countcrpanies.

7.
Because traders often took large derivative positions, even small moves in the

L!BOR fix could n:sult in large swings in profits or losses from trades.

8.
lo addition to being used to price derivative products,linaneinl institutions and

other lenders in the United States and elsewhere frequently used LIBOR to set their own

reference interest rdtes for financial instruments and consumer lending products, which

included mortgages. credit cards, and student loans. among others.

" ·'

Case 1:14-cr-00272-JSR Document 5 Flied 04/28/14 Page 4 of 25

CJ.
A Contributor Panel bank's submission was to be an independent estimate of that

bank's borrowing costs. and not altered to reflect trading positions that stood to gain or lose

based on LlBOR mtes.

10. Because LIBOR was calculated as an average of banks' submissions, if a bank

coordinated its submission with another Contributor Panel bank, it could affect the fix more

signi!icantly than if it manipulated only its own submission.

II. One of the Yen LIBOR Contributor Panel banks was Coopemtieve Centrale

Rni!Teisen-Boerenlecnbank B.A. ("Rabobank"), a financial institution and global financial

services company headquartered in Utrecht, the Netherlands with an FDIC insured branch

located in New York, New York.

I~- From at least in or about May 2006 through nt lenst in or about early 2012

Tradcr-R was a Senior Trader on Rnbobank's Money Market/FX Forwards desks in Tokyo,

Japan anJ elsewhere in Asia. Tmder-R tmded derivative products that referenced Yen

I.IBOR. Because these trades were settled based on the published Yen LlBOR, the

prolitability ofTrader-R's trading positions depended on the direction in which Yen LIBORs

m01cd.

1}. An<>thcr of the Yen LIBOR Contributor Pnnel banks wns Bank·A, n global

financial scn·ices company hcadquar1ered in London, United Kingdom.

1-1. Submitter-A worked for Bank-An.~ a trader from at least May 2006 to at least

October :uos, AI times \\bile employed at Bank-A, Submitter-Awn.~ responsible for making

1h~ h~nk's Yen J.IROR submission.

..

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 5 ol25

15. Another of the Yen LIB OR Conlributor Panel banks was UBS AG, a financial

institUiion located in Zurich, Sv.itzerland. Tom Hayes worked for UBS AO as a trader from at

least July 2006 to at least September 2009.

16. Bank B was a federally chartered and in.
definition of Title 1 R, United States Code, Section 20 and was headquartered in Chnrlone,

North Carolina.

The Defendants

17. From at least May 2006 througl! at least November 2008 defendant PAUL

ROBS0:-1 a/kla "Pookie,"a/kla "Pooks" ("ROBSON") worked as a Senior Trader at

Rabobank's !\1oncy Markets Wld Short Term Forwards desk in London. From in or about

January 2006 until at least November 2008, he served as Rllbobank's primary submitter or

Yen l.IBOR to the BBA. Starting sometime in 2009, ROBSON worked at a brokerage firm in

the United Kingdom and thereafier moved to a London-based office of a Japanese bank. AI

times during that period, ROBSON traded derivative products that rclercnced Yen LIBOR.

Because these trades were seuled based on tile published Yen LIBOR, the profitability of

ROBSON's trading positions depended on tile direction in which Yen LIBORs moved.

I B. From ntleasl in or about June 2006 through at least in or about October 2008,

defendant PAUL THOMPSON {''THOMPSON'') was Rabobank's Head of Money Market

und Derivatives Trading for Northeast Asia. In or about October 2008, he was promoted to

Executive Director of local currency !rdding for Asia, and from in or about No,•embcr 201 0 to

a! least in or about January 2011 he was a Managing Director and head of liquidity and

finance for Rnbobnnk Asia. At limes during that period. THOMPSON traded dcri\'ative

products tl!al referenced Yen LIBOR. Because these lrades were stilled based on the

Case 1:14-cr-00272-JSR Document 5 Filed 04/28114 Page 6 of 25

11Ublishcd Yen LIBOR, the rrolitahility of THOMPSON's trading positions depended on the

tlirectiun in which Yen LlBORs moved.

1 <1.
~rom ntlenst in or about May 2006 through at least late 2010, defendant

TETSn'A MOT OMURA nMa "Moto man" (''MOTOMURA"), was a Senior Trader at

Rabobnnk's Tokyo desk. During that time, MOTOMURA supervised money market nnd

tlcrh·atiw traders employed at Rabobank's Tokyo desk, including, at times, Trnder-R and

Submincr-A. MOT OMURA traded derivative produclS that referenced Yen LlBOR.

Because these trades were settled based on the published Yen LIBOR, the profitability of

MOTOMURA ·s trading positions depended on the direction in which Yen LIBORs moved.

The Cnuspiracv

~0. From ot least in or about May 2006 through at least in or about early 2011, in the

Southern District of New York and elsewhere, PAUL ROBSON, PAUL THOMPSON, and

rElSL'YA MOTOMURA, the defendants, together with Tmder-Rand others known and

unknown. did knowingly combine, conspire, confederate. and agree to commit certain

offenses against the United States, that is:

(A) to tlcvisc and intend to devise a scheme and artifice to defraud, and to obtain

mon~y nnd property by means of materially false and fmudulent pretenses,

represemations, and rromise!', and to transmit and cause to be tmnsmitted certain

\\ire communications in interstate and foreign commerce for the purpose of

executing the scheme; to \\it, the dcfendanlS engaged in a scheme to manipulate

and anemptto manipulate the benchmark interest rates referenced by derivative

(lroduclS throughout the financial industry lO their ad\\u2022antage, by the

dissemination. and submission, of lulsc and fraudulent statements intended to

6

..

Case 1:14·cr-00272·JSR Document 5 Filed 04/28/14 Page 7 of 25

influence and manipulate the benchmark interest rates to which the profitability of

interest rate derivative trades ·was tied, and the defendants contemplated, foresaw,

and caused use of wires in interstate and foreign commerce in cnnying out the

scheme, in violation of Title 18, United States Code, Section 1343; and

(B) to c»ccute and anempt to execute a scheme and artifice to defraud a financial

institution, the deposits for which were nt the time insured by the Federal Deposit

Insurance Corporation; and to obtain and anempt to obtain moneys, funds, credits,

assets, and other properties owned by and under the custody and control of a

financial institution by means of materially fulsc nnd fraudulent pretenses,

representations, and promises, as well as by omission of material facts in violation

ofTitle 18, United States Code, Section 1344.

The Scheme

21. From at lea~t in or about May 2006 through at least in or about e:~rly 2011, PAUL

ROBSON, PAUL THOMPSON, and TETSUY A MOTOMURA, the defendants, together

with Trader-Rand Submitter-A, and others known and unknov;n to the grand jury, inttnding

to manipulate and attempt to manipulate the benchmark interest rates referenced by derh'otive

produciS tltroushoutthe finnndnl industry to their ndvnntnge. ensaged in n scheme to obtain

money and property by making false and fraudulent Yen LIBOR submissions to the BBA for

inclusion in the calculation of Yen LIBOR. 'The scheme had an effect on one or more

financial institutions, within the meaning of Title 18, United States Code, Sections 20 and

3293(2). The conduct of the conspirators caused Rabobank and other financial institutions to

be susceptible to substantial risk ofloss:~nd to suffer actual loss. In particular. Rabobank

7

Case 1:14-cr-00272-JSR Document 5 Filed 04128/14 Page 8 of 25

a~,;rocd to pay approximately $325 million in penalties to the United States Department of

Justice., u result of the conduct.

Manner and Means

22. In order to further the objects and goals of the conspiracy, defendants PAUL

ROB SO}.'. PAUL THOMPS0:-1, and TETSUYA MOTOMURA toger.her with Trader-Rand

Submitter-A and others known and unknown to lhe grand jury used the following manners

nnd means. among others:

n. From at least May 2006 through at least November 2008 ROBSON had primary

responsibility for making Rnbobnnk's Yen LIBOR submissions to the BBA.

h. ROHSON, THOMPSON, MOTOMURA, and Trader-R traded derivative

prnuuct• whose value was tied to the Yen LIBOR fix.

c. fHOMPSON, MOTOMURA and Trader-R requested that ROBSON and other

Rabobank Yen LIB OR submitters make Yen LIB OR submissions that benefitted

thdr trading positions .

.!.
ROBSON oficn accommodated such requests by making and causing false and

fraudulent Yen LIBOR submissions to be made. Sometimes ROBSON submitted

rates ut u specific level requested by u co-defendant or Trndcr-R and consistent

"ith the requester's interests. Other times, ROBSON made a higher or lower Yen

UBOR submission consistent with the direction requested by a co-defendant or

Trudcr-R and consistent \\ith the requester's interests. On m1111)' occasions,

ROBSON"S manipulated Yen LIDOR submissions were to lhc detriment of,

among others. Rabobank's countcrpartics to derivath·e contracts.

..

Case 1:14-cr-00272-JSR Document 5 Filed 04128/14 Page 9 of 25

e. In addition to manipulating Rabohank's Yen LIBOR submission on behalf of one

or more co-defendant or Trader-R, ROBSON, on occasion, coordinated his Yen

L!BOR submission with Submitter-A. At times ROBSON subrnined Yen LIBOR
_
.......

at a level requested by Submitter-A, and, at other times, Submitter-A submitted

Yen LIBOR at n level requested by ROBSON.

f. On many occasions, the combined effect ofRabobank end Bank-A's false and

fraudulent submissions moved the Yen LIBOR fix more than it otherwise would

have if Rabobank alone submitted manipulated rates.

y. After January 2009, when Rabobank's Yen LIBOR submitters moved to Utrecht,

and until at least November 2010, Trader-R continued to send multiple requests

for Yen LJBOR rates that benefitted his trading positions to the Rabobank

submitters for them to submit to the BBA.

23. In furtherance of the conspiracy and to effect the illegal objects thereof, the

following overt acts, among others, were committed in the Southern District of New York and

Mgv 1 0 and May II. 2006

2-1. On or about May I 0, 2006, ROBSON stu ted to Submincr-A that, .. for info i've

been asked by my singapore man [THOMPSON] to help him out with a silly low 6rn fixing

toda}.•·

25. Later that same day. ROBSON admiued to Trader-R, "it must be pretty

embarrasing to set such a low libor {! was very embarrascd to scy my 6 mth -but wanted to

help thomo [Tl~OMPSON]). tOmClrrow it will be more like 33 from me."

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 10 of 25

26, On or about May 10, 2006, Rabobank submitted n 6-month Yen LIBOR rate of

0.26 percent. which was one basis point lower than the previous day, moving Rnbobank's

submission dmm from the panel's second highest to tied for second lowest, while the other

panel battks submissions increased by an average 7 basis points.

'27. On or about May II, ::!006, the follm,ing day, THOMPSON thanked ROBSON

·•tor ~est" and indicated that he needed "6 mth Libor" low again.

18. On or about May II, 2006, Robson responded, "6m sets at 31 today mate ... will

put in something rcdiculously low again tho- no probs.''

:!9. On or about May II, 2006, Rabobank submined a 6-month Yen LIBOR rate of

0.28 pcrc'Cnt, remaining at second lowest.

30. On or about ~1ay 19, 2006, after THOMPSON infonned ROBSON that his net

expc>sure for his 3-month fixes \\'!lS 125 billion Yen, he requested that ROBSON, "sneak your

3m lihnr down a cheeky I or 2 bp" because "it will make a bit of diff for me."

:
:;~. On or ubout May 19.2006, Rabobank submitted a 3-month Yen LIBOR rate of

fl. I 7 percent. luur basis points lower than Rabobnnk's submission the day before, moving its

~ubmission from the panel's second highest to tied for the lowest.

Juh 21. 2006 nnd Ju]\\u2022 28. 2006

33. On or ahnut Jul} 27, 2006. ROBSON wrote to Submitter-A, "morning skip .... my

little }dlo\1 friend in tokyo JTrader-Rj wants u high lm fix from me today .... am going to set

J 7 -Just l'nr! our info sir,'' To this. Submitter-A responded. ''that suits me mut~ as got some

momh end fisin£5 so happy to ahlige .. rubbcry jubbcry.:-0"

..

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 11 of 25

34. On or about July 2'1, 2006, Bank-A submitted a !-month Yen LIBOR rate of0.37

percent, two basis points higher than Bank-A's submission the day before, moving its

submission from tied for the panel'slowest to tied with Rabohank for the second highest

submission. Rabobank also submined a !-month Yen LIBOR rate of0.37 percent.

35. On or about July 28, 2006, after ROBSON \\Tote to Submiller-A, "morning

skipper ...•• \\ill be setting an obscenely high I m again today ..• poss 38 just fyi." Submitter-A

responded, "(K) .•. oh dear .. my poor customers ..•. hehehel! manual input libors again today

then!!!!"'

36. On or about July 28,2006, Bank-A and Rabobnnk both submitted 1-month Yen

L!BOR rates of 0.3 8 percent. which tied them for the second highest submission that day on

the panel.

November 8. 2006 and November 9. 2006

37. On or about November 8, 2006, THOMPSON stnted to ROBSON, "Got a few big

3mth fixings in next 2 days. any chance you cud bump it up a couple? What do u actually

think 3mth today 45.25-45.5 ish?"

38. On that same day, ROBSON responded, "will set them high and dry skip.''

3'1. On or about November 8, 2006, Rabobank submiltcd a 3-month Yen l.IBOR rnte

of 0.46 percent, which was 3 basis points higher than its previous day's submission, moving it

from tied for the panel's second lowest to tied for the panel's third highesL

40. On or about November 9, 2006, the following day, THOMPSON stated, "Thx

skip. I more today - 3mths."

41. On that same day, ROBSON responded that he would set it high again asking ''i$

46 h·l1•k or higher?''

ll

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 12 of 25

4~. On or about November 9, 2006, Rabobank again submitted a 3-month Yen

LIBOR rate of0.46 percent, keeping Rabobank's submission tied for the panel's third highest.

43. On or about December 13,2006, THOMPSON stated to ROBSON, "Wouldn't

mind ~lightly higher I m and slishtly lower 6m if you have any room O\'er the next5 days .. got

a few l>iggies rolling off.''

44. On or about December I 3, 2006, Rabobank submitted a 1-month Yen LIB OR rate

ofOAS percent. one basi5 point hisher than Rabobank's submission the day before, moving

Rabobank ·s submission from the middle of the panel 10 tied for the panel's third highest,

45. On or ahout December 13, 2006, Rabobank submiued a 6-monlh Yen LIBOR rate

L'f0.60 percent, 4 basis points lower than Rabobank's submission the day before, moving

Rabobunl.'s submission from the middle of the panel to the panel's lowest,

~6. On or about December 18, 2006, after Trader·R infonned THOMPSON that he

needed a high !-month, THOMPSON responded that he would tell the person he believed to

he submining rates that day •·to pula high Is for you." THOMPSON further clarified that he

"ill inform tho backup submilltr, ·•for choice put it higher rather thnn lower" and explained "I

don'tlik~ to tell them in too black and white but Pookie [ROBSON] always understands."

47. On or ubout December 18, 2006. THOMPSON sent an email to the senior trader

he hclitv~d to he submining Rabobank's Yen LIBOR rates that day, statins, "your in the yen

Jibors hut ~at in Pooks absence. If in doubt can you go higher on I m and 3m please as both

m~~clf und Tol:~o arc \'Cr} long these fixings today so e1·ery linlc bit helps."'

I~

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 13 of 25

March 22 and March 23. 2007

48. On or about March 22,2007, ROBSON told Submitler-A that he needed a high!-

month Yen LIB OR "set tomorrow" and stated, "if you can ask your man to set a nice high one

like today plsT

49. On or about March 22, 2007, Submitter-A forwarded ROBSON's messase to a

colleasue nt Bank-A stating, "We usually try and help each other out...but only if it suilS."

50. On the following d!ly, on or about March 23, 2007, Bank-A submitted a 1-mc>nth

Yen UBOR rate of0.76 percent, the same rate as the previous day, keeping Bank-A's

submission as the highest on the panel.

March 26. 2007 through March 30. 2007

51. On or about March 26,2007, THOMPSON asked ROBSON, "On libors, this

week ha\'e 11 fair bit of 6mths rolling off, I am short so if you can discreetly drop your Gm by

1-2 bp without any trouble would be great- if not no probs mate."

52. On that same date, ROBSON responded, "sure no prob- nil my stuff is mainly I

mth so will keep that high and drop 6's cheers.''

5.1. On or about March 26, 2007, Rabobnnk submitted a6·month Yen LIBOR rate of

0.74 percent. Overthecoursc ofthnt week, Rabobank's 6-month Yen LlBOR submissions

dropped four basis points and went from being tied for second highest on the panel to being

tied for lowe~t on the panel. Rabobank's !-month Yen LIBOR submission on March 26,

2007. stayed at the same level as the previous day and was tied for the second highest of ull

panel banks.

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 14 of 25

5-l. On or about June 15, 2007, THOMPSON asked ROBSON, "can you try to keep

your 6m high today?"

55. On or about June 15, 2007, nfter ROBSON told Trader-R. "thomo wanted n high

nn~:· l"rnd~r·R stnted, ·'Thoma should ba\'e told me this. I wanted them to be lower."

56. On or about September 21, 2007, Trnder-R asked ROBSON, "webre do you think

toda) "s libors are? If you can, I would like lmth libors higher today." ROBSON responded,

"'llookics reckon I m selS at .85.''

57. On or nbout September 21, 2007, Trader-R informed ROBSON, "I have some

fixings in lmth so would appreciate if you Cllll put it higher male."

5/i. ROBSON answered. "No prob mate let me know your level." After Trader-R

nsk~d litr ··0.90% for I mth.'" ROBSON confirmed, "Sure no prob •.• l'll probably get a few

phone calls hut no worries mate... there's bigger crooks in the market than us guys!"

59. On or nbc>ut September 21, 2007, Rnbobank submitted a !-month Yen L!BOR

raf< or 0. IJO percent, which wns 7 basis points higher than the pre\\u2022ious day. moving

Rubob:mk"s submission front the middle of the pnnelto the ponel's highest.

October 30. 2007

60. On or about October 30, :!007, ROBSON asked MOTOMURA, '"Do you want me

tu s~t un~ thing for you'!""

li I. On that same date. MOTO!vll-"RA replied, "if it is lower, it's better for me·• nnd

asked for -Jow 6's. pleas• ...

•.

Case 1:14·cr-00272·JSR Document 5 Filed 04/28/14 Page 15 of 25

62. On or about October 30, 2007, Rabobank submitted a 6-month Yen LIBOR rate

ofo.qg percent, three basis points lower than Rabobank's submission the day before, mo\ing

Rabobank"s submission lrum the middle of the panel to the panel's second lowest.

_. ......

63. On or obout.February 27,2008, Trader-R requested ROBSON submit"lm 0.70%

3m 0.92% 6m 0.98% Please cheers." ROBSON responded, "Ok will do skip."

64. On or about February 27, 2008, Rnbobank submiucd !-month, 3-month, and 6-

month Yen LIBOR rates of0.70 percent, 0.92 percent, and 0.98 percent, respectively.

65. On or about March 19, 2008, MOTOMURA stated to Trader-R that they had

1650 contracts and asked Trnder-R to make the rate as high as possible.

66. On or about March 19, 2008, Trader-R \\Tole to ROBSON, "We have loads of

6mth fixings today. If possible, could you set6m libor to 1.10% please? We don't have

particular interest in other libors."

67. ROBSON wrote back, "Sry just to confirm 6m you ·want at 1.1 0??? Ok will dn

that but l will prob gel a phone call nt I set 02 yesterday and brokers reckon everything a lillie

lowertoday ... indications nrc ... lm SS ::?m 91 3m 975 6m 1.03."

68. After learning that ROBSON expected the 6-month rate to be 1.03, Trader-R

rcspond~d. "actually,.. moto man [MOTOMt.;RA] would like 6m to be higher today .•... If it is

not nppropriate. it is fine mate, I will explain the situation to him." To this, ROBS0:-.1

assured. "\Veil iL~ no prob mnte -I can set it tl1at high ..•. lt will be quite funny to see the

reaction! ..

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 16 of 25

6q, On that same day, ROBSON told Subminer·A thai Trnder-R needed a "high 6m

libor if) ou can help skip - asked me to set 1.1 0!"'

7fl. Also on that same day, Trader-R informed MOTOMURA that ROBSON would

submit n 6-montb Yen LIB OR rate of 1.1 percent and this would increase the resulting Yen

LIBOR lh b) 0.1 basis point. MOTOMURA responded Lhatlhis was splendid.

71. On or about March 19, 2008, Rabobank submilled a 6-month Yen LIB OR rate of

1.10 percent. eight basis points higher than Rabobank's submission the day before, moving its

submission from the middle of the panel to the paners second highest.

72. Because Bank-D had an interest swap agreement with Rabobank, the profitability

nf\\hich was tied to UBOR, Bank-B was directly affected by the Yen LIB OR rate on March

April 17. 2008
n. On or about Aprill7, 2008, Trader-R stated to ROBSON. "Moto [MOTOMURA]

would lil.e lo ha\'e 6m libor lower mate."

7-l. On or about April 17, 2008, Rabobank submined a 6-month Yen LIB OR rate of

0.'16 p~rccnl. \\hich was three basis points lower than the day before, moving Rabobank's


75. On or about Aprj! 23, 2008, Trader-R requested ROBSON submit"lm 0.68% 3m

\ll}}0 u 6m 0.97°,u pis cheers,'' ROBSON responded. "Ok will do.''

7n. On or about April23, :zoos, Rabobank submilled !-month, 3-month, and 6-month

Yen UUOR rates of0.68 percent, 0,!13 percent, und 0.97 percent, respectively.

Case 1:14·cr-00272·JSR Document 5 Filed 04/28/14 Page 17 of 25

77. On or about July 18, 2008, in an exchange between ROBSON and a broker

located in the United Kingdom regarding setting the one-month Yen LIBOR rate. the brok~r

asked ROBSON to submit a rate "as low as possible basically," and told ROBSON that it was

for ~uBS ... Tom [Hayes]." After offering to set 0.63 percent, ROBSON said "Make sure he

[Hayes l knows ... you know scratch my back.~

78. On or about July 18, 2008, Rabobank submitted a !-month Yen LIBORrate of

0.63 percent. eight basis points lower than the previous day, moving Rabobank's submissinn

from tied for the highest to tied for the second lowest.

Julv 24. 2008 throueh July 30, 2008

79. On or about July 24, 2008, Trader·R asked ROBSON, "Could you set 6m at

0.97% please? Motu [MOTOMURA] has big fixings over the next couple of weeks so thai it

would be nice if you could keep it as low as possible for some time.''

SO. On that same date, ROBSON affirmed, "Will do mate."

81. On or about July 24, 2008, Rabobank submitted n 6-month Yen LIBOR rate of

0.97 percent, which was three basis points lower than Rabobank's submission the day before.

moving Rohnhonk's submission from the middle of the pone! to tied for the pnnel's second

lowest.

8::?. On or about July .25. 2008, Rabobank submitted 0.97 percent which was the

panel's second lowest 6·month Yen LIBOR rate.

83. Rabobank's submission for the 6-month Yen LIBOR rate remained at 0.97

percent- the second lowest submission-- through July 30, 2008.

Case 1:14-cr-00272-JSR Document 5 Filed 04/28/14 Page 18 of 25

Auuust 4. 2008 through August 7. 2008

84.
On August4, 2008, in a Bloomberg chat, MOTOMURA asked ROBSON,

"l'kas" sd todny's 6mth LIBOR at 0.96 I have chWlk")' fixing."

On thut same day, ROBSON responded, "no worries mate."

I!'\
On or about August 4, 2008, Rabobank submitted n 6-month Yen LIBOR rate of

0.96 percent, which was three basis points lower than the previous day, moving Rnbobank's

submission from tied for the panel's fourth lowest to the second lowest.

86.
On or about August 6, 2008, MOTOMURA stated to ROBSON, "Good Morning.

I ha,•e another side of fixing today and tomorrow. Can we make 6mth libor at 0.98?"

87.
On that same date, ROBSO!\ replied, "OK higher? ... sure thing."

88.
On or about August6 and August 7, 2008, Rnbobank submined a 6-month Yen

U BOR rate of 1 .00 pcrcen~ which was four basis points higher than August 5, 2008, moving

R~ho~ank's submission from the panel's second lowest to the upper half.

1\\u00b7la'' l ?. :!009

89.
On or about May 15, :!009, Trader-R asked ROBSON, who, at that time was

working at n broker.1ge tirrn, wllow about 6m yen libor for today?"

90.
ROBSON responded, ''well strange one, .. guys think the same 72 .. prubl~m is UBS

11.1nts a high one today so he will call his friends to get it higher ifhe can ... but 72 it shud be

ugain ..

91.
Trader-R wrote back, "i anyway want it to be hight so., line with me cheers"

Q2,
ROBSON responded. "ok fair enough- will see what we can do for you mate !''

(Title I 8. United Stutes Code. Section 1349.)

'

ANNEX B

GUIDANCE AND POLICY TO STATUTORY PROVISIONS AND RULES

RELEVANT STATUTORY PROVISIONS

1.
The Authority has the power, pursuant to section 56 of the Act, to make a
prohibition order if it appears to the Authority that an individual is not a fit
and proper person to perform functions in relation to a regulated activity
carried on by an authorised person, exempt person or exempt professional
firm. Pursuant to section 56(2) of the Act, such an order may relate to a
specified function, any function falling within a specified description or any
function.

The Fit and Proper test for Approved Persons (“FIT”)

2.
FIT sets out the criteria for assessing a person’s fitness and propriety.

3.
FIT 1.1.2G states:

“The purpose of FIT is to set out and describe the criteria that the
Authority will consider when assessing the fitness and propriety of a
candidate for a controlled function (see generally SUP 10 on approved
persons). The criteria are also relevant in assessing the continuing fitness
and propriety of approved persons. The criteria that the Authority will
consider in relation to an authorised person are described in COND.”

4.
FIT 1.2.3G states:

“Under section 63(1) of the Act (Withdrawal of approval), the Authority
may withdraw its approval if it considers that the person in respect of
whom the approval was given is not fit and proper to perform the
controlled function to which the approval relates.”

5.
FIT 1.3.1G states that the Authority will have regard to, among other things,
a person’s honesty and integrity when assessing the fitness and propriety of
a person to perform a particular controlled function.

6.
FIT 1.3.3G states:

“The criteria listed in FIT 2.1 to FIT 2.3 are guidance and will be applied in
general terms where the Authority is determining a person’s fitness and
propriety. It would be impossible to produce a definitive list of all the
matters which would be relevant to a particular determination.”

7.
FIT 2.1.1 states:

“In determining a person's honesty, integrity and reputation, the Authority
will have regard to all relevant matters including, but not limited to, those
set out in FIT 2.1.3 G which may have arisen either in the United Kingdom
or elsewhere[…]”

Prohibition order

8.
The Authority’s approach to deciding whether to impose a prohibition order,
and the scope of any such prohibition order, is set out in chapter 9 of EG. The
provisions of EG set out below are those which were in force from 28 August
2007.

9.
EG 9.1 sets out how the Authority’s power to make a prohibition order under
section 56 of the Act helps it work towards achieving its regulatory
objectives. The Authority may exercise this power where it considers that, to
achieve any of its objectives, it is appropriate either to prevent an individual
from performing any functions in relation to regulated activities or to restrict
the functions which he may perform.

“In deciding whether to make a prohibition order and/or, in the case of an
approved person, to withdraw its approval, the Authority will consider all
the relevant circumstances including whether other enforcement action
should be taken or has been taken already against that individual by the
Authority. … in some cases the Authority may take other enforcement
action against the individual in addition to seeking a prohibition order
and/or withdrawing its approval. The Authority will also consider whether
enforcement action has been taken against the individual by other
enforcement agencies or designated professional bodies.”

11. EG 9.5 states:

“The scope of a prohibition order will depend on the range of functions
which the individual concerned performs in relation to regulated activities,
the reasons why he is not fit and proper and the severity of risk which he
poses to consumers or the market generally.”

12. EG 9.8 to 9.14 set out guidance on the Authority’s approach to making

prohibition orders against approved persons.

13. EG 9.8 states that, in deciding whether to make a prohibition order, the

Authority will consider whether its regulatory objectives can be achieved
adequately by imposing disciplinary sanctions.

14. Specifically in relation to approved persons, EG 9.9 states that in deciding

whether to make a prohibition order, the Authority will consider all the
relevant circumstances of the case. These include, but are not limited to, the
following:

(2) Whether the individual is fit and proper to perform functions in
relation to regulated activities. The criteria for assessing the fitness
and propriety of approved persons are set out in FIT 2.1 (Honesty,
integrity and reputation); FIT 2.2 (Competence and capability) and FIT
2.3 (Financial soundness).

(3) Whether, and to what extent, the approved person has:

a.
[…..]

b.
been knowingly concerned in a contravention by the
relevant firm of a requirement imposed on the firm by

or under the Act (including the Principles and other
rules) or failed to comply with any directly applicable
Community regulation made under MiFID or any
directly applicable provision of the auction regulation.

(8) The severity of the risk which the individual poses to consumers
and to confidence in the financial system.

15. One example of a type of behaviour which have previously resulted in the

Authority deciding to issue a prohibition order or withdraw the approval of an
approved person, set out in EG 9.12, is “[s]evere acts of dishonesty”.


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