Almost all firms and individuals carrying out financial services activities in the UK have to be authorised or registered by us. This firm is not authorised or registered by us but has been targeting people in the UK, claiming to be an authorised firm.

This is what we call a 'clone firm'; and fraudsters usually use this tactic when contacting people out of the blue, so you should be especially wary if you have been cold called. They may use the name of the genuine firm, the 'firm reference number' (FRN) we have given the authorised firm or other details.

You can find out more about this scam tactic and how to protect yourself from clone firms.

Clone firm details

Fraudsters are using or giving out the following details as part of their tactics to scam people in the UK:

Access Loans/Engaged Solutions Ltd (clone of FCA authorised firm)

Address: Brook House, 40 Cuthbert Road, Stockport, Manchester, SK8 2DT

Telephone: 0330-223-2958

Email: docs129@protonmail.com

Be aware that the scammers may give out other false details or mix these with some correct details of the registered firm.

FCA authorised firm details

This FCA authorised firm that fraudsters are claiming to work for has no association with the ‘clone firm’. It is authorised to offer, promote or sell services or products in the UK and its correct details are:

Firm Name: R.J.W. Assist Ltd, trading as Loanbird.co.uk

Firm Reference Number: 692630

Address: 40 Cuthbert Rd, Manchester, Stockport, SK82DT

Email: customerservice@loanbird.co.uk

Website: https://www.loanbird.co.uk/

Please note: The authorised firm will never call consumers to discuss a loan, or request any upfront fees. The service is free to use.